Tuesday, September 1, 2026

Not a Penny More, Not a Penny Less by Jeffrey Archer

Book cover of Not a Penny More, Not a Penny Less by Jeffrey Archer

What would you do if someone stole a huge amount of money from you, you knew exactly who did it, and the police couldn’t help you? Would you walk away and accept that the money is gone, or would you find a way to get it back yourself? What if getting your money back meant becoming just as clever, patient and calculated as the person who stole it? At what point does getting justice become revenge?

These are the questions that came to mind while reading Jeffrey Archer’s Not a Penny More, Not a Penny Less. The story begins with Harvey Metcalfe, a wealthy and extremely experienced con man who knows exactly how to make people trust him. He manages to convince four very different men that they are making a brilliant investment in an oil company. They put their money in, believing they have made a smart financial decision, only to discover that the whole thing was a carefully planned scam.

The four men are left with nothing, but what makes this story interesting is that they don't simply accept defeat. They realise they have all been victims of the same man, and instead of waiting for the police to somehow fix everything, they decide to take matters into their own hands.

What follows is not the kind of revenge where people simply lose their tempers and start throwing punches. These men are educated, intelligent and patient. They study Harvey. They watch him. They learn what makes him tick and then begin creating their own little traps for him.

And honestly, this is where the book got me.

You know what Harvey has done. You know he deserves to lose the money. But then you start wondering whether the four men are really any better once they begin deceiving him themselves. I found myself almost rooting for them while also thinking, “How far are you actually willing to go?”

The title tells you exactly what they want: not a penny more, not a penny less. They don't want Harvey's entire fortune. They want what he took from them.

I won't tell you how they do it because that would take away the best part of the story. Just know that there are schemes within schemes, clever little moves, unexpected moments and plenty of satisfaction when a plan starts coming together.

If you enjoy thrillers that make you think rather than simply frighten you, this is one to pick up. It has that old-fashioned storytelling charm where you can actually sit with the characters, follow their plans and wonder who is going to outsmart whom.

So, let me leave you with one last question: if you knew you could get back everything that was stolen from you, but you had to beat the thief at his own game, would you do it?

Go get yourself a copy of Not a Penny More, Not a Penny Less by Jeffrey Archer and find out how these four men decided to play the game.

Back cover of Not a Penny More, Not a Penny Less by Jeffrey Archer

Not a Penny More, Not a Penny Less by Jeffrey Archer

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76 comments

  1. Hi Melody!!!
    It's a truly interesting book, and it gives us some topics and issues to think about. I see the need for reflection.
    Melody, I send you greetings!

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  2. Now, that’s an interesting topic to ponder, and the answer to your question isn't simple at all. Loss hurts and triggers a desire to win back what was lost at any cost, but... well, I’m actually not convinced I’d be capable of it. I don't think so, really!
    A pity, though :)

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    1. Honestly, I also think I might not be capable of it; I am just going to go the legal way. But I mean, those men in this book, they all did it themselves.

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  3. It's an interesting question. Is revenge worth it when it takes that much from you--all the schemes and planning and time? As to whether I would, it's a question of how much was stolen, I think. Is it an amount that's easy to lose? Or is it a nest egg or retirement or something?

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    1. Your thought process is right, but there is another angle to this: some people get satisfaction from revenge. It is not always the case that simply closing the door in one's heart allows a person to truly let go; sometimes, taking tangible action is what restores self-assurance and provides the sense of closure or clarity that person is looking for. A book to read.

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  4. Your review sounds rather interesting and I've noticed your orange hair, Melody.

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    1. You are welcome, and yes, I dyed my hair, but as we speak, I have already dyed it back to black. It did not go the way I thought it would; I wanted gray or white, but I wasn't patient enough to go through the process of dying my hair over and over again until I got the color I was going for.

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    2. Fair enough Melody. I understand you do need a lot of bleaching to get white hair...

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  5. Que resenha interessante Melody, realmente estamos tão suscetíveis a golpistas que ler uma obra dessas nos faz ficar mais astutos para evitar que sejamos vítimas de futuros golpes na área financeira. Eu não sei se conseguiria "fazer justiça com as próprias mãos" , mas o desejo de recuperar o dinheiro investido faz soar um alerta e nos faz refletir se realmente vale correr o risco de se envolver com tudo isso. Grata pela sugestão de leitura querida!!
    Abraços e uma ótima semana!! :)))

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    1. I totally get that angle; working for your money and having someone trick you and take it—the pain can be a lot.

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  6. First I like your hair. The book brings some thought provoking questions. Thank you for the book review.

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  7. I've read some of his books but not this one. I'll put this one on my list.

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  8. They always say truth is stranger than fiction don't they? Sounds like a totally riveting book. Thank you for sharing it and I love your hair. I once wanted to go blond when I was a little younger than you, but never quite plucked up the courage. In those days it seemed a bridge too far, in these days of fashion, I'd say why not and am already thinking blonde streaks? Happy September to you Melody. You are beautiful as always and I do enjoy reading your posts.

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    1. Thank you so much for your lovely comment. Truth really can be stranger than fiction, and I’m glad the book caught your interest. I say go for those blonde streaks, sometimes we just need to do the things we were too scared to do when we were younger. Thank you too for the kind words about my hair and my posts, it honestly means a lot to me. Happy September to you too, and I hope you have a beautiful month ahead.

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  9. Fraudsters are a problem in many countries around the world. Thank you for sharing your opinion on this excellent book. Melody, have you dyed your hair?

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    1. You are welcome. Yes, I did, but I have already dyed it back to black; I was not patient enough to get to my final result.

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  10. I've never read any Jeffrey Archer but I've seen so many of his books in store. This sounds like a good one though. Thanks for sharing this with us Melody.

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    1. You are welcome; honestly, I didn't know this author until this book.

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  11. I'm thankful, to read about a new book. And I admire your Look, dear blogfriend, you looking fantastisc. I like this.

    Greetings by Heidrun

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  12. Шикарное описание книги, захотелось окунуться в эту историю.
    Лично я бы предприняла попытки вернуть свои деньги, пусть и обманом, но не пошла бы на тяжкие грехи ради этого, не стала бы убивать, вмешивать в это дело других непричастных людей, совершать другие преступления.

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    1. I mean, you are definitely thinking in the right direction here. Focus on the individuals who took your money and ensure you are certain before taking any action; innocent people are off-limits.

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  13. Bom dia, Melody
    Parece ser um ótimo livro. Deve ser terrível cair nas mãos dos golpistas. Um forte abraço!

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    1. You are very right. I mean, people don't even understand the damage that scammers cause in society. Sometimes it's not even about the money anymore, it could be about the fact that you want to beat these people at their own game. It can be for different reasons, but people like these scammers trigger things in others that can get out of hand.

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  14. i can feel that the story is very interesting, even based on your review. thanks for sharing

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    1. You are right. I don't even know if there is a movie about this book, but I have seen a similar movie. I'm not sure if it's based on this book, but it would make a fantastic thriller movie.

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  15. That's another interesting book. Thank you for the review, Melody.

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  16. O livro faz refletir Melody, nos dias de hoje quando a pessoa vai reclamar muitas vezes é morta, se fosse comigo não sei se queria recuperar, gostei da cor dos seus cabelos bjs.

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    1. The world is so crazy, so sometimes letting go might just be it. Thank you.

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  17. This sounds like such an interesting read. It certainly is an interesting premise. And I love your hair! It looks beautiful <3

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  18. You know, that's a good question. On one hand, we'd like to get back our share, but what if then in the business we ended up like or worse than those who robbed us? I understand both sides, the four of them, but I also understand the scammer. Anyway, I'll note down the title because I think it's a promising read. P.S.: love the hair color!!!

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    1. That’s exactly what I found so interesting about the story. You can understand why they wanted to get back what was taken from them, but then you start wondering how far you would go before you became just like the person who wronged you. I hope you enjoy the book if you decide to read it, and thank you so much for the lovely comment about my hair.

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  19. Hi Melody!
    Your wonderful review makes me want to read this book.
    I love Jeffrey Archer's books; they're very engaging and interesting.
    Melody, you look beautiful!!!!
    Wishing you a beautiful, sunny September.

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    1. Thank you so much for your lovely comment. I’m glad my review made you want to read it. Jeffrey Archer really does have a way of creating stories that pull you in and keep you wondering what will happen next. I hope you enjoy this one if you get a chance to read it, and thank you for the beautiful compliment. It means a lot to me.

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  20. i'm sorry to insist, in my latest blog entry you posted a comment that was presumably for another blog.

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    1. I was reading many blogs; I will check out that post. Thank you

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  21. Hi Melody,

    Ok, you got me with the plot. I'll be searching this book right now!!

    Have a nice day,
    Lumusiando

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    1. Oh yeah, I can't wait to hear what you think about the book.

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  22. That sounds great.. a real page turner. I haven't read Jeffrey Archer in decades.

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  23. I really enjoyed reading your thoughts on this one, Melody! I especially liked the question of where justice ends and revenge begins. It sounds like the four men make the story fascinating because they have to become almost as clever and calculating as the man who cheated them. And I love that it’s not just about getting the money back, but about watching all those carefully planned schemes unfold. You’ve definitely made me curious about this book! Gros bisous.

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    1. Thank you so much. That was one of the things I found really interesting too, because you do start wondering at what point justice turns into revenge. I really enjoyed seeing how the four men planned everything and tried to outsmart the man who cheated them.

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  24. A opinião conta. Boa descrição/resenha a despertar interesses positivos. Um alerta em Livro aconselhável.
    Grato, MelodY.

    Beijo,
    SOL da Esteva

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  25. Dear Melody,
    this plot sounds quite exciting. I can certainly imagine enjoying this book.
    Regarding your final question: It depends. I have a strong sense of justice, so I can easily imagine myself making plans. The question is, though, whether I'd ultimately be clever and ruthless enough to actually pull it off effectively. It's probably easier with four people than alone... If I saw a chance, I'd do it.
    All the best from Austria 🤗
    Traude
    https://rostrose.blogspot.com/2026/09/reisebericht-2025-okanagan-valley-lake.html

    (PS: YAY, commenting is working again!)

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    1. Well, honestly, if they can get justice, why not? 4 is better than one; 4 provides more morale, and they can look out for each other, I guess.

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  26. Sounds like an engaging thriller and action story, I can picture it in a movie. Taking back exactly what you lost, down to the last cent is what turns a standard revenge story into a brilliant chess game.

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    1. I commented the same thing; it would make a good thriller movie.

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  27. This was Archer's first novel and fifty years ago? It's impressive, it has held up well but then that's what a good novel does. I'm not into gory thrillers or slasher books (not to be confused with a nice country murder that is seen more through the police's eyes than through the terror of the victim!). But a thriller like this -- with smart characters working together sounds very good. I fear I may have to add yet another book to my list!

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    1. Yes, his first novel, and it really is impressive how well it has held up after all these years. I’m not a fan of gory thrillers either, so I think you might actually enjoy this one. The four men are clever, and I really liked them working together and planning how they were going to get their money back. I’m afraid your reading list may have just got a little longer.

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  28. Many thanks for sharing/highlighting this book.
    Wishing you a happy day (and week) ahead.

    All the best Jan

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  29. Oh Babygirl! Your hair! You are SO beautiful with Any color! I love it...
    Thank you for the book critique! I was thinking I needed a good read...
    Big hugs to you baby...
    hugs
    Donna

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  30. This sounds like such a clever story!
    I love books where the characters outsmart each other -- it keeps you turning the pages.
    Thanks for the recommendation, Melody.

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  31. i could get it instantly because of an indian movie we have watched a movie Ladies vs Vicky Bahl. it was well made and fun to watch with message
    thanks for sharing novel from which movie was inspired :) i bet reading is far better than just watching

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  32. Melody, this book sounds so intriguing!! I am a fan of thrillers but more so suspenseful ones like this that really make you think about what's going to happen. I would love to read it! Also, I'm too much of a wimp to take measures into my own hands, so no I wouldn't try to recoop my money like this, haha!

    Hope you have a wonderful rest of your week! :)

    https://www.makelifemarvelous.com

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